Pop Quiz: What Kind of Coverage Matches Your Mindset?

Because your lifestyle says more about your plan than you think.

When people hear “insurance,” they think paperwork. Stress. Jargon. But at IBA, we see something else - your Medicare setup, your supplemental plans, even your Diagnosis Defense policy - they all reflect how you think about life!  Are you all about control? Do you like to keep it simple? Or are you someone who wants backup for the “what ifs”? Let’s find out.

1️⃣ On a Saturday morning, you’re most likely:

A. Reading the paper with your favorite mug and your dog by your side

B. Picking up your weekly CSA box or heading to the gym

C. Running errands before the crowd hits—efficiency is your thing

D. Reviewing your budget or prepping for the week—just in case

2️⃣ When it comes to decision-making, you:

A. Want consistency—you like knowing what’s coming

B. Make health a priority and plan around it

C. Prefer to keep it clean and simple

D. Like to be three steps ahead, no matter the topic

3️⃣ Your go-to saying is:

A. “Better safe than sorry.”

B. “An ounce of prevention is worth a pound of cure.”

C. “Let’s not overcomplicate it.”

D. “Hope for the best, plan for the rest.”

📊 Results:

Mostly A’s: You’re a Medicare Supplement (Medigap)

You value predictability and broad provider access. You want to know exactly what you’re getting—and you’re willing to pay a little more upfront to avoid surprises later.

Mostly B’s: You’re Original Medicare + Smart Add-Ons

You want the essentials covered, and you’ve added what you need to fit your health-forward lifestyle. You believe insurance should work with your routine, not against it.

Mostly C’s: You’re Straightforward Coverage with a Side of Simplicity

You’re not interested in frills—you want what’s required, clear, and efficient. You don’t mind paying for quality, but you want to keep things minimal.

Mostly D’s: You’re a Diagnosis Defense Plan

You’re not paranoid—you’re prepared. You want something that’s actually useful if life throws a curveball. A plan that pays you if you get a major diagnosis, so you don’t have to stress about bills, lost income, or changing your entire routine. It’s smart coverage you hope you’ll never use—but you’re glad it’s there.

🧠 IBA Insight:

There’s no wrong answer - only the right plan for your real life. Whether you’re building from scratch or adding smart protection like a Diagnosis Defense Plan, we’ll help you find what fits.

Have more questions? We’d love to hear them, because your peace of mind is our job.

📞 Call us today at (217) 906-4200 or schedule a free consultation to start planning for your Medicare coverage.